Electronic Health Record Templates

G. Andrew H. Benjamin, JD, PhD, Jeffrey Younggren, PhD of Division 31 and Division 42 and Christina Luini, JD, put together state law specific EHR templates for each jurisdiction and have made them available for FREE to psychologists. This project was funded by a CODAPAR grant and was completed due to the funding and hundreds of volunteer hours.

For psychologists enrolled in the Indiana Patient Compensation Fund:

If you’re providing psychological services in Indiana, you’re insured through a Trust Sponsored Professional Liability Insurance claims-made policy, and you’re planning to retire, please consider the following:

Prior to retirement, you should notify The Trust/TRMS of your anticipated retirement date and request your FREE Extended Reporting Period (ERP or “tail”) coverage.

- If you’re enrolled in the Indiana Patient Compensation Fund (PFC), your tail will follow The Trust’s standard terms and conditions, but you must pay the state of Indiana a $100 minimum surcharge in order for the tail to provide any excess coverage.

- If you’re moving out of state and will no longer be eligible for the PCF, you can still obtain tail coverage by notifying TRMS and purchasing an unlimited tail. In this case, the Fund’s surcharge would be equal to the amount of your tail purchase. For example, if your current Professional Liability Insurance premium is $1,000 and you opt to purchase a tail, the cost to you would be $1,750 (current premium multiplied by 1.75) plus the PCF surcharge of $1,750.

- In the event that you don’t retire but discontinue coverage through The Trust Sponsored Professional Liability Program (if, for example, you become an employee and are insured under your employer’s policy), your employer or your employer’s insurer should enroll you in the PCF to ensure that you have no gaps in coverage.

Trust Risk Management Services can answer any questions you have regarding the Indiana PCF. Simply call us at 877-637-9700.

NEW: The Trust and APF establish Eric A. Harris Research Grant

The American Insurance Trust (The Trust) and The American Psychological Foundation (APF) announce The APF/The Trust Eric A. Harris, Ed.D., J.D. Grant, established to support early career psychologists or graduate students for research or projects in the area of ethics and risk management.

Learn more about grant eligibility and download an application/request for proposals here.

Dr. Eric Harris has been a lifelong contributor to the discipline and profession of psychology as well as a longtime member of The Trust’s Advocate 800 Risk Management consultant team. The Trust recognizes Dr. Harris as a model for individuals pursuing a distinguished career in psychology.


AATBS – Association for Advanced Training in the Behavioral Sciences

Do you need licensure to provide psychological services in your state? AATBS is the recognized leader in providing EPPP and CPLEE preparation and continuing education for psychology professionals. Click here to learn more.

5 Things to Consider Before You Purchase Professional Liability Insurance

All practicing healthcare providers need Professional Liability insurance! This is the case whether an individual is employed, self-employed in independent practice, or in training. Why? Because the cost of a malpractice claim could be so high that it could easily wipe out a lifetime of savings. Also, the cost of defending against a board complaint or government investigation, even if it is frivolous, could also run into tens of thousands of dollars. Professional Liability insurance is the primary (if not the only) line of defense in protecting one's personal and business assets.

New Name Same Affordable Insurance Coverage

The underwriter of The Trust Sponsored Professional Liability Program, ACE, has acquired Chubb, creating an even stronger financial foundation underlying the Program. ACE will now operate under the Chubb name, while continuing to offer – through The Trust – the same broad, affordable malpractice insurance for which The Trust is known.

Dr. Zelechoski Joins The Trust’s Risk Management Team

The Trust is pleased to welcome Amanda Zelechoski, J.D., Ph.D., ABPP to its team of risk management consultants.

2015 Annual Report

2015 has been another banner year – with the coming together of The Trust and Trust Risk Management Services (TRMS) under one roof; the launch of a national nonprofit educational association; and continued growth and stability in our various insurance, risk management, and education programs.

Sample Electronic Communication Policy

Please note: While this is a Trust product, it is written as a very general and generic policy.  Therefore, you should feel free to modify it in a fashion that is consistent with your own clinical practice and any available state regulations. If you have any questions about this policy, please call and speak with one of our risk management advocates at 1-800-477-1200.

Reducing Risk in Treating Divorcing Families

This article provides an overview of several risk management practices for psychologists who work with divorced or divorcing families, particularly the children of divorcing families.

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