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Professional Liability for Master’s Level Practitioners of Psychology

Designed for professionals practicing under supervision or independently, this policy offers tailored protection for counseling, assessment, and psychotherapy services—so you can focus on care, not risk.

Comprehensive coverage for where you are—and where you’re going.

From clinical care to consulting and academic leadership, psychologists work across a range of roles—and each one carries unique risks. We offer professional liability insurance built specifically for licensed psychologists, along with guidance, tools, and ongoing education to support your work and your career.
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Professional Liability Insurance

Confidence to practice anywhere, anytime, with trusted professional liability protection.
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Coverage Details

Know your coverage. Peace of mind starts with understanding the details.
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Policy Discounts

Save on premiums, CE programs, and more through our bundled savings options.
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Why Personal Coverage Matters

Even if you’re institutionally employed, personal coverage closes critical liability gaps.

Advocate 800: Your risk management resource.

Policyholders get free, unlimited access to licensed psychologists for confidential consultations on ethical, legal, and risk management questions. Call us today at (800) 477-1200 for more.

Confidential Access to Experts

Get secure, private consultations with professionals who understand your specific needs and risks.

Real-Time Risk Guidance

Receive immediate advice for navigating complex, high-stakes situations.

Comprehensive Resource Library

Access tools, documents, and educational resources to better understand your risks and liabilities.

Tailored to Your Profession

Expert guidance designed specifically for the unique challenges of psychologists.

Private. Protected. Separate.

Unlike other carriers, The Trust keeps your consultation completely private and separate from your insurance policy – ensuring there’s no impact on your coverage, ever.

Free, Ongoing Support

As a policyholder, you have unlimited access to the Advocate 800 service at no additional cost.

Continuing education at your fingertips.

Stay certified and confident with expert-led continuing education webinars from Trust. All CE credits meet certification standards and are delivered by leaders in the field—so you can grow your knowledge and fulfill your licensing requirements, all in one place.
Telehealth Community Chat #29
Telehealth Community Chat #29 1 CE

October 6, 2025 9:00 PM

CE Credit: 1 | Combine 6 CEs to Save 15%...

Featured Speaker: Dawn Lewis, Margo Adams Larsen, Ph.D., Sara Smucker Barnwell, Ph.D.

Free for insureds 5-6pm ET
Business of Practice, Part 5: Creating a Firm Foundation for Your Practice
Business of Practice, Part 5 2 CE

November 3, 2025 10:00 PM

1 CE Credit | Combine 6 CEs to Save 15%...

Featured Speaker: Dr. Krystal Stanley

Free for insureds 5-6:30pm ET
Business of Practice, Part 6
Business of Practice, Part 6 1 CE

November 20, 2025 10:00 PM

Featured Speaker: Dr. Krystal Stanley

Free for insureds 5-6pm ET
Risk Management Roundtable #30
Risk Management Roundtable #30 1 CE

December 4, 2025 10:00 PM

1 CE Credit | Combine 6 CEs to Save 15%...

Featured Speaker: Daniel Taube, J.D., Ph.D., Leisl Bryant, Ph.D., ABPP, Stacey Larson, J.D., Psy.D.

Free for insureds 5-6pm ET
Business of Practice, Part 7: Self-Care as a Business Practice
Business of Practice, Part 7 2 CE

December 11, 2025 8:30 PM

Featured Speaker: Dr. Tonya Wood

Free for insureds 3:30-5pm ET

Cyber Liability Insurance

Concerned about cyber threats? Discover how Cyber Enterprise coverage protects your practice.

Resource Library

Explore articles, audio, and insights on early-practice risks and professional development.

State Coverage Support

We work closely with state psychological associations to ensure our coverage aligns with your local licensure needs and regulatory requirements.

Trusted by Psychologists nationwide.

From early-career professionals to seasoned clinicians, psychologists count on The Trust for protection, education, and expert support at every stage of their careers.

Dr. Bryant is always amazing, as is all of The Trust Community! I find The Trust’s seminars to be the best for me as a psychologist in solo private practice. The roundtables and seminars are timely on the subject matter. Thank you for carrying our community through such a difficult time in our world. The Trust seminars continue to support psychologists, unlike other organizations. Grateful, Amy B. 

I really appreciate The Trust having so many free and useful webinars at this time. Dr. Bryant gave a very effective and helpful presentation (both of them). Aside from some of the technical glitches (voice slow or garbled) I do not understand the negative feedback. I agree with one post that the negativity displayed may in fact be a symptom of burnout. 

It have been very helpful, particularly over the past 5 years, to have the consultation resources available to help with the upheaval in delivery of services consequent to Covid. I have also valued the many continuing education courses that are timely in focusing on contemporary concerns, both clinical and academic. 

The advocates have been invaluable 

I’m pleased with your service for many years! 

I appreciate the personalized attention and the professional support! 

Appreciate accessibility to speak to real people on the phone when I have a question 

I have used the Trust since 2002 and have no qualms about any aspect of your services. They have been consistently excellent. 

The Trust does an excellent job providing the professional support we need to support our patients 

Thank you for your support throughout the 42 years of practice 

Infrequently, I have used your consultation services which are top-tier 

Thank you for being a company that we can connect with humans and talk to them! In general my experiences with your team have been comforting. 

She made it easy … had a good, helpful attitude … was clear with her directions… also, you didn’t seem as if you had to pressure me so you could move on to the next caller. I appreciated that, and felt more respected, as if my question was taken seriously. 

It is a comforting thought to know that I can reach out to The TRUST, and there will be quick, reliable, and practical assistance. Respectfully, Thomas H. 

I have spoken with 2 of your representatives recently about needing to make changes in policy coverage. They were both very pleasant, professional and helpful in helping me navigate the changes. 

My most recent call was quite simple and straightforward, but I’ve been helped by and had great experiences with several customer service representatives over the years. 

The customer service representative was very helpful. Even though she didn’t immediately know the answer to my question, she was able to find the answer very quickly. 

The agent was professional, helpful and courteous. I cannot ask for more. That is why I have stayed with The Trust my entire professional career. 

The gentleman listen to my request politely, understood what I needed and took care of it. I am technically-challenged and he made allowance for that, and was able to work with me. 

‘I was impressed by the representative’s competence and efficiency. He had a self-assured, calm tone of voice which made my transaction a very pleasant experience. 

‘I’ve never gotten such good customer service, ever! 

‘Just keep having real people who answer the phone. It is one of the things that make The Trust stand out well. 

It is a comforting thought to know that I can reach out to The TRUST, and there will be quick, reliable, and practical assistance. Respectfully,  

‘Listened attentively to my explanation based on letter saying information needed before insurance renewal — thus I was able to make reasonable response and insurance renewal notice came soon after call and my confirming of information in an email. 

Other Liability & Coverage Options

Insights, updates, and support for your professional journey.

Stay current with articles covering the business of practice, organizational updates, and evolving topics that matter to psychologists. From expert tips to company news, it’s all here to help you stay informed and supported.
Supporting the Business Side of Practice

Supporting the Business Side of Practice

One of the greatest gaps in our field isn’t clinical—it’s business. While psychologists receive years of training in research, ethics, and therapy modalities, few programs dedicate time to the practical knowledge needed to establish and sustain a successful practice. As a licensed psychologist and Deputy Director at The Trust, I’ve seen this gap firsthand across

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American Insurance Trust Names Chief Executive Officer

American Insurance Trust Names Chief Executive Officer

The American Insurance Trust (The Trust) is pleased to announce the appointment of John W. Davison, Ph.D., MBA, as its Chief Executive Officer (CEO), effective March 1, 2024.  Dr. Davison brings a wealth of experience, with a proven track record of team building and leading complex organizations. Dr. Davison will be replacing outgoing CEO Jana

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Social Media and High-Risk Situations

Social Media and High-Risk Situations

September is Suicide Prevention Awareness Month.[1] This week, a gentleman live-streamed his suicide on Tik Tok in a graphic video. The video has been circulated on Tik Tok, Twitter, and Facebook. Specifically, on Tik Tok, some individuals are taking the video and embedding it into other videos on Tik Tok’s For You Page (FYP), where unsuspecting

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