Have questions?
Please contact our licensed insurance representatives at (877) 637-9700. They look forward to helping you!
Professional Liability for Psychologists
Insurance coverage is key to your peace of mind.
Along with your training, experience and expertise, The Trust Sponsored Professional Liability* insurance program gives you the confidence to provide psychological services in a host of settings – across your entire career. Even if you have coverage through your institution or employer, it pays to have your own priority protection through The Trust.
- Insurance premium discounts including CE, early career, part time, group, and more.
- Broad affordable occurrence and claims-made coverage rated A++ by A.M. Best.
- Free access to our Advocate 800 Program for unlimited confidential consultations with independent risk management experts.
- No sublimit for defense of sexual misconduct allegations and a free extended reporting period or “tail” to insureds upon retirement, death or disability.
- Case review process for adverse claim decision by insurance carrier.
- Reduced registration fees for continuing education workshops and webinars.
How to apply for professional liability (malpractice) insurance.
Apply online here
Individual application is quick, confidential and secure. It’s the best way to obtain the protection you need now.
Download the group application here
If you have any questions or need assistance, call The Trust’s Customer Service Center at (877) 637-9700.
Get the facts about professional liability (malpractice) insurance for psychologists.
Essential information
Read this for details regarding The Trust’s Professional Liability insurance program.
Its Easy to Switch
If you are currently insured through another company, read how easy it is to make the transition to The Trust program.
Enhanced Protection
Learn about the latest policy improvements and coverage enhancements to the Trust policy… that you may not find elsewhere.
Claims-Made or Occurrence...
Decide which coverage is right for you.
- Trust’s Professional Liability insurance program provides broad individual or group coverage for the practice of psychology.
- Choose between claims-made or occurrence protection (we’re the only provider to offer a free unrestricted tail with every claims-made policy upon retirement, death or disability).
- Choose among a variety of annual liability limits tailored to your specific needs — up to $2,000,000 for each incident and up to a $4,000,000 annual aggregate with higher limits are available for special circumstances.
Premium Discounts
The Trust offers multiple premium discounts, some of which can be combined, to save as much as 25% on your Trust Sponsored Professional Liability insurance premium.
Save 15%
Save 15% on your Professional Liability insurance premium for two consecutive policy periods when you combine 6 CEs from any of The Trust’s live or on-demand webinars, workshops or events.
Save 5%
Save 5% on your Professional Liability insurance premium when you complete 4 hours of CE from an APA approved organization.
It’s easy to switch to The Trust!
Simply provide us with some information and we’ll do the heavy lifting:
1
Include all information in the fields provided in the form to receive a premium indication.
2
Print, scan or download a PDF showing proof of coverage from your most recent policy, and then upload it. That document can be a copy of your declarations page or a memorandum or verification of insurance, or any valid documentation from your current insurance company. If you have claims-made coverage, make sure that it shows your retroactive date.
3
An experienced insurance professional will review your information and your past coverage, get back to you with a quote, and work to make sure you have no gaps in coverage and the transition to Trust Professional Liability insurance is smooth. Additional underwriting information will be required later to bind coverage.
Why Do Psychologists Choose The Trust?
We Are You
The Total Package
More Options, Better Protection
Our Reputation Is Solid
More psychologists purchase their malpractice coverage through The Trust than from any other provider. We excel in providing psychologists with programs to meet their evolving needs, and have done so for over 60 years. Our program’s carrier, Chubb, holds the strongest rating from A.M. Best: A++(Superior).
Unlimited Expert Risk Management Advice
We’re the only company that provides student, early career, and licensed psychologists confidential ethical and risk management consultations. Every policyholder gets unlimited access to our Advocate 800 Program. This service provides direct access to licensed psychologists with extensive legal, ethical and risk management expertise at no additional cost.
Questions?
Please contact our licensed insurance representatives at (877) 637-9700. They look forward to helping you!