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What You Need to Know About Income Protection (Disability Income) Insurance
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Exclusive Guaranteed Coverage Opportunity for Trust Policyholders. Call (844) 228-2480 Today!
HomeInsurance ProgramsIncome Protection

Income Protection (Disability)

If I can’t work, who will pay the bills? When you aren’t able to work due to a serious illness or injury, who will pay the mortgage, taxes, car loans, college tuition, and other expenses? Income Protection insurance through The Trust is the simple, affordable answer. Plans include a “Your Own Occupation” definition of disability, monthly benefits up to $10,000, a Guaranteed Insurability Option which allows the purchase of additional coverage without medical evidence of insurability, and Benefit Booster which increases disability payments eroded by inflation. This innovative coverage is designed for psychologists by psychologists. You’ll save hundreds of dollars by buying your insurance through The Trust at low group rates. Trust Income Protection (Disability) insurance should be a key element in your overall financial security program.
Instructions for online submission

Income Protection Calculator

Rates shown are subject to change

Annual
Semi Annual
Quarterly

Get started now!

  1. Log in to my LincolnFinancial.com. First time user? Register online using the portal code AITRUST
  2. Click Complete Evidence of Insurability.
  3. Answer questions about you and other applicants. You’ll be asked:

    • General applicant information, such as date of birth, height, and weight
    • Qualifying questions, including if you or other applicants have been diagnosed with a disease or are prescribed medications for a condition
    • Medical questions: We may need to know a little more information, such as the diagnosis, first onset, and related treatments, if you or other applicants have a medical condition
  4. Review your responses, then electronically sign and submit your application.
  5. Save your confirmation report.

In some cases, you may be auto-approved for coverage. Otherwise, Lincoln Financial will review your application and contact you if more information is required. In all cases, they’ll notify you of your application outcome.

Have more questions or need clarification?

Exclusive Guaranteed Coverage Opportunity for The Trust Policyholders. Call (844) 228-2480 Today!

Plan Details

Download Brochure

FAQ

What you need to know about income protection disability insurance

Choose the Plan That Fits Your Needs

LifeStyle-5 Plan

Provides disability benefits for a period of up to five years or age 62, whichever comes first, for disabilities beginning before age 60.

LifeStyle-65 Plan

Provides disability benefits that can span your entire working career. For disabilities which begin prior to age 60, benefits are paid until age 65.

LifeStyle-65 Plus Plan

Offers you the opportunity to replace as much as 67% of your taxable income rather than a 60% replacement. The higher replacement ratio provides funds that will allow a continuation of contributions to your retirement/savings plan.

Economizer-65 Plan

Maximizes your insurance premium dollar by providing a cost contained plan of disability income insurance. The duration of disability benefits is the same as for LifeStyle-65 Plans.