Professional Liability (Malpractice)

Professional Liability – The Trust

Insurance coverage is key to your peace of mind.

Along with your training, experience and expertise, The Trust Professional Liability* insurance program gives you the confidence to provide psychological services in a host of settings – across your entire career. Even if you have coverage through your institution or employer, it pays to have your own priority protection through The Trust.

  • Insurance premium discounts including CE, early career, part time, group, and more.
  • Broad affordable occurrence and claims-made coverage rated A++ by A.M. Best.
  • Free access to our Advocate 800 Program for unlimited confidential consultations with independent risk management experts.
  • No sublimit for defense of sexual misconduct allegations and a free extended reporting period or “tail” to insureds upon retirement, death or disability.
  • Case review process for adverse claim decision by insurance carrier.
  • Through TrustPARMA, reduced registration fees for continuing education workshops and webinars.

Apply Today!

Get the facts about professional liability (malpractice) insurance for psychologists.

  • Essential information: Read this for details regarding The Trust's Professional Liability insurance program.
  • It's easy to switch!: If you are currently insured through another company, read how easy it is to make the transition to The Trust program.
  • Enhanced protection: Learn about the latest policy improvements and coverage enhancements to the Trust policy... that you may not find elsewhere.
  • Discount for pre-licensure psychologists: 35% premium reduction for early career psychologists who have yet to obtain licensure.

How to apply for professional liability (malpractice) insurance.

  • Apply online here: Individual application is quick, confidential and secure. It's the best way to obtain the protection you need now.
  • Download the group application here. If you have any questions or need assistance, call The Trust's Customer Service Center at (877) 637-9700.

Claims-Made or Occurrence...
Decide which coverage is right for you.

  • Trust's Professional Liability insurance program provides broad individual or group coverage for the practice of psychology.
  • Choose between Claims-Made or Occurrence protection (we're the only provider to offer a free unrestricted tail with every claims-made policy upon retirement, death or disability).
  • Choose among a variety of annual liability limits tailored to your specific needs — up to $2,000,000 for each incident and up to a $6,000,000 annual aggregate.

Questions?

Please contact our licensed insurance representatives at (800) 477-1200. They look forward to helping you!

Why Do Psychologists Choose The Trust?

  • We Are You - Our malpractice coverage and supporting programs are designed by psychologists and industry experts with a focus on the profession of psychology. You won't find this caliber of dedicated support anywhere else.
  • The Total Package - We provide the convenience of securing all of your financial protection needs in one location. Our programs cover your entire life - not just your career.
  • More Options, Better Protection - Our clients can choose either an occurrence or claims-made policy, whatever coverage best suits their situation. We also provide a complimentary 'tail' with every claims-made policy, without restrictions, upon your retirement, death or disability. Plus, our rates haven't increased in 18 years!
  • Our Reputation Is Solid - More psychologists purchase their malpractice coverage through The Trust than from any other provider. We excel in providing psychologists with programs to meet their evolving needs, and have done so for over 55 years. Our program's carrier, Chubb, holds the strongest rating from A.M. Best: A++(Superior).
  • Unlimited Expert Risk Management Advice - We're the only company that provides student, early career, and licensed psychologists confidential ethical and risk management consultations. Every policyholder gets unlimited access to our Advocate 800 Program. This service provides direct access to licensed psychologists with extensive legal, ethical and risk management expertise at no additional cost.

Licensed Producer - Heath Benas, CA #0D95636, FL #E013597
Principal Place of Business - Maryland

* Insurance provided by ACE American Insurance Company, Philadelphia, PA and its U.S.-based Chubb underwriting company affiliates. Program administered by Trust Risk Management Services, Inc. The product information above is a summary only. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit new.chubb.com. Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index.

** 10% CE Discount not applicable for Student or Research/Academician Policies