Structural Integrator

Unlike massage, Structural Integrators focus not on the muscles but on their protective layer, called fascia (also known as connective tissue). Structural Integration works to lengthen, stretch, and soften this tissue to restore postural balance, ease of movement, and a feeling of being more at home in your own body. It is practiced in an organized series of sessions or individual sessions designed to restore postural balance by aligning and integrating the body in gravity.

• Coverage is written on an Occurrence basis
• Standard Professional Liability limits are $1 million/$3 million with options available for other limits on request
• Individual protection for Professional Liability, Personal Injury Liability, acts as a Good Samaritan, General Liability, and Fire/Water Legal Liability exposures
• Group practices and entities may purchase separate General Liability limits
• Other important coverages include: Licensing Board Defense, Defendant’s Reimbursement Benefit, Deposition Fees and Expenses, Assault, Medical Expense, First Aid, Damages to Property of Others, HIPAA Fines and Penalties and Consumer Notification Cost and Sexual Misconduct
• There is no deductible—The policy covers first dollar defense expenses and indemnity
• The cost of defense does not reduce your coverage (i.e., defense costs are paid in addition to the policy’s limits)
• 24-hour worldwide coverage, provided the claim is brought in the United States, its territories or possessions, or Canada.

• 50% - Newly Licensed (First year)
• 50% - Part-Time (24 hours or less)
• 10% - Continuing Education
• 10% - Switching Carriers (First year)
• 5% - Applying Online