Don’t miss the Business of Practice Webinar, Demystifying the Mental Health Billing Process: Legal and Ethical Financial Practices -Thursday, November 20th. Register Now!

logo
HomeInsurance ProgramsDirectors & Officers
HomeInsurance ProgramsDirectors & Officers

Directors and Officers (D&O)

Concentrate on your duties serving on the board and let us worry about the risk. Our Directors and Officers program protects the board of non-profits.

Who is Covered

Insured Person means any Executive of an Organization; any Employee of an Organization, or Outside Entity Executive and the organization.

Any past, present or future: Elected or appointed Directors Officer, Trustee, Trustee Emeritus, Executive Director, Department Head or Committee member of a duly constituted committee of the organization. General Counsel or Risk Manager of the Parent Organization. Employee, Leased Employee or Volunteer acting on behalf of the organization. This includes any subsidiary. It also includes spouses and domestic partners where covered claim seeks damages from joint property.

Who is Covered

Damages, judgments, settlements and their defense that are a result of a claim (civil, criminal, administrative, regulatory or arbitration proceeding). If purchased as part of this package, this includes employment practices. What is not included is fiduciary liability or fidelity coverage (employee dishonesty).

Coverages Available

Directors and Officers

Protects the personal assets of board members and executives from lawsuits related to governance decisions, mismanagement claims, or fiduciary breaches. Essential for nonprofits and organizations seeking leadership security.

Employment Practices Liability

Covers your practice against employment-related claims such as discrimination, wrongful termination, harassment, or retaliation—helping you navigate staff-related risks with confidence.

*$111 is the annual cost for first year claims-made coverage at the $1/mil/$3mil level in rate area B.This premium reflects a 35% newly negotiated transitional pricing discount applicable only to new graduates while in the pre-licensure stage.

** Insurance provided by ACE American Insurance Company, Philadelphia, PA and its U.S.-based Chubb underwriting company affiliates. Program administered by Trust Risk Management Services, Inc. The product information above is a summary only. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit new.chubb.com. Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index.