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What You Need to Know About Income Protection

LifeStyle-5 Plan

The LifeStyle-5 Plan provides disability benefits for a period of up to five years or age 62, whichever comes first, for disabilities beginning before age 60. For disabilities beginning between ages 60-65, benefits continue for two years or to age 65, whichever comes first. For disabilities beginning after age 65, benefits will be paid for one year.

Get started now!

  1. Log in to my LincolnFinancial.com. First time user? Register online using the portal code AITRUST
  2. Click Complete Evidence of Insurability.
  3. Answer questions about you and other applicants. You’ll be asked:
    • General applicant information, such as date of birth, height, and weight
    • Qualifying questions, including if you or other applicants have been diagnosed with a disease or are prescribed medications for a condition
    • Medical questions: We may need to know a little more information, such as the diagnosis, first onset, and related treatments, if you or other applicants have a medical condition
  4. Review your responses, then electronically sign and submit your application.
  5. Save your confirmation report.

In some cases, you may be auto-approved for coverage. Otherwise, Lincoln Financial will review your application and contact you if more information is required. In all cases, they’ll notify you of your application outcome.