Save Up to 50% on Allied Health Liability Coverage

Whether you’re just starting out or deepening your career, our coverage is built to support mental health and allied professionals across a wide range of disciplines.

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Every mental health and allied health role has unique coverage needs...

Every mental health and allied health role has unique coverage needs. Save up to 50% on your professional liability policy with discounts for newly licensed clinicians, part-time practice, online applications, carrier switches, and CE course completion. Use the tiles and dropdown menus to select your profession and access role-specific details about liability insurance. If you’re unable to find your role, try the search function at the top of the page for faster results.

^*If you are a licensed psychologist, please visit our dedicated psychologist liability page.

School Psychologist

Protection tailored for school psychologists at the master’s level, in every school environment.

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Behavior Analyst

Tailored liability protection for BCBA®, BCaBA®, and ABA professionals at any stage.

Counselor

Coverage designed for licensed and pre-licensed counselors, across specialties and settings.

Social Worker

Professional liability protection for LCSWs, LMSWs, and other licensed social workers.

Early Childhood Interventionist

Protection for those delivering services to young children in clinical and educational environments.

All Other

Don’t see your title? We offer coverage for 100+ allied roles—explore your options here.

Student

Affordable, starter coverage built for those training in mental health or allied health fields.

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Get Tailored Coverage Options with a Free Quick Quote!

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Core Coverage:

Comprehensive, Occurrence-Based Malpractice Coverage

$1,000,000 / $3,000,000 standard limits (customizable limits available).
Zero Deductible: Immediate first-dollar defense and indemnity protection.
Defense Costs in Addition to Limits: Legal representation won’t deplete your policy limit.
Complete Board & Legal Defense: Built-in coverage for state licensing board investigations, subpoenas, and deposition fees.
HIPAA & Privacy Protection: Coverage for regulatory fines, penalties, and client breach notification expenses.
Premises & Office Safeguards: Comprehensive General Liability, Fire/Water legal liability, and property damage included.
Worldwide Scope: 24/7 coverage anywhere in the world (for suits brought in the U.S. or Canada).

Flexible premium discounts tailored to your practice stage and schedule:

50% | Newly Licensed Practitioners (First Year)
50% | Part-Time Practitioners (24 Hours or Less)
10% | Continuing Education
10% | Switching Carriers (First Year)
5% | Applying Online

* Newly licensed practitioners and part-time discounts can not be stacked.
**Discounts are subject to state-specific terms and conditions and may vary by percentage or be unavailable in some states or for certain professions. The maximum combined discounts for any state cannot exceed 50%. Discounted premiums are subject to a minimum premium.

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Other Coverage Available

Business Office Insurance

TRMS business office insurance combines many of the essential coverages needed by a typical small- to medium-sized business into one package policy.

Pet Health Insurance

Affordable, customizable coverage to help you care for your pet—because your companion deserves protection, too.

Directors & Officers (D&O)

Protect your leaders’ personal assets from lawsuits over governance decisions, mismanagement claims, or fiduciary breaches. Essential liability protection for nonprofits and organization executives.

Travel365 Insurance

Comprehensive travel protection for students on the go—covering trips, emergencies, and unexpected delays worldwide.

Auto, Home and Renters

Prepare for life’s unexpected moments with personal insurance underwritten by Liberty Mutual. Customize your auto, home, or renters policy with competitive rates, flexible payment plans, and trusted service.

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Note – In IL Personal Injury, General Liability and Host Liquor Liability and Fire/Water Legal Liability are not included in the professional limits however may be purchased as a separate limit. In NY General Liability and Host Liquor Liability and Fire/Water Legal Liability are not included in the professional limits however may be purchased as a separate limit. Discounts are subject to terms and conditions per state and may vary in percentage or not be available in each state or for each profession. Maximum combined discounts for any state not to exceed 50%. Discounted premiums are subject to a minimum premium.