Special Discounts for Early Career Psychologists

Professional Liability (Malpractice) Protection

Your hard work has finally paid off. You made the transition from student to professional. Now you're ready to assume more responsibility … and more liability.

The Trust understands the financial burden faced by early career psychologists. Our Trustees, who are psychologists themselves, understand that those years of study and training didn't come without a price. That's why The Trust has negotiated special transitional pricing to help ease at least one burden and let you focus on your new career. For less than the cost of morning coffee, you can protect yourself against a career-crippling lawsuit.

Actually, for around $111* your first year, you can join more than 40,000 of your colleagues insured under The Trust Professional Liability** insurance program... the nation's largest and most comprehensive professional liability plan designed just for psychologists, by psychologists. Psychologists with pre-licensure status can obtain a 35% discount their first year, 25% their second year, and 15% their third year.

Take a look at the unique features of The Trust Professional Liability insurance policy. Then follow the links to our convenient online application. If you have any questions, call us at (800) 477-1200.

Advocate 800 Program

If you ever face the threat of a malpractice lawsuit, you have exclusive access to The Trust's free unlimited clinical and legal risk management consultation from a licensed psychologist with extensive legal and risk management experience.

An Advisory Board of Your Peers

Our Trustees are among the most notable psychologists and insurance experts in the field today. They face the same issues you face every day, and they negotiate cutting-edge coverage designed just for psychologists. And, if there's ever a problem with the insurance company, they are there as ombudspersons to represent you through The Trust's exclusive Case Review Process.

Risk Management Continuing Education and Discounts

Complete any of our continuing education opportunities and receive additional premium discounts on your professional liability insurance, while earning CE credits toward your continued licensure.


*$111 is the annual cost for first year claims-made coverage at the $1/mil/$3mil level in rate area B.This premium reflects a 35% newly negotiated transitional pricing discount applicable only to new graduates while in the pre-licensure stage.

** Insurance provided by ACE American Insurance Company, Philadelphia, PA and its U.S.-based Chubb underwriting company affiliates. Program administered by Trust Risk Management Services, Inc. The product information above is a summary only. The insurance policy actually issued contains the terms and conditions of the contract. All products may not be available in all states. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit new.chubb.com. Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index.