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About 70% of Americans have life insurance, but only about 40% have disability insurance. The likelihood of becoming disabled, however, is greater than the risk of dying at every age prior to age 65. In fact, the chance that a 30-year-old will be disabled for more than three months before age 65...


By Stuart Benas, CIC and Bruce E. Bennett, Ph.D. Reproduced with permission from The National Psychologist You have decided that you are going to start a private practice and are ready to take a major step into running a business. One component of that business will be to make sure you have...


Your most important asset isn't the house or investments...it's your earning power. If you have a spouse and dependents you need to take steps to ensure their financial well being by replacing your earning power in the event of your premature death. Filling the gap In the event of a sudden...


Needs change over time and flexible term insurance can mirror those changes. It acts as temporary insurance to meet your temporary needs. The necessity to provide protection for a family starts out high, but generally diminishes over time as children reach maturity and savings plans...


For all associations of independent practitioners (To be included as part of one's informed consent statement) As you know, I work with a group of independent mental health professionals, under the name (Name of Practice). This group is an association of independently practicing professionals...


Malpractice Insurance 101: Claims-Made vs. Occurrence Coverage How much life insurance is enough? The Benefits of Term Life Insurance Income Protection Insurance – Often overlooked, but always needed!



Jeffrey N. Younggren, Ph.D. Eric Harris, J.D. Ed.D Bruce E. Bennett, Ph.D. This Draft Forensic Informed Consent contract has been prepared for two reasons. First, it allows the psychologist to comply with the requirement that informed consent must be a part of professional psychological...


The reader is strongly advised to have his/her personal attorney review the Sample Outpatient Services Agreement for Collaterals document prior to implementation. The document should be in compliance with state and local statutes regulating the practice of psychology and should be clear of...


DRAFT CONTRACT Welcome to my coaching practice. This document and attachments constitute a contract between us (the “AGREEMENT”) and you should read it carefully and raise any questions and concerns that you have before you sign it. The services to be provided by <insert name of...


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